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Residential Property Owners (Legacy) quote

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Please complete the following required fields:

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...Sub category

Do you consider the client to be a vulnerable customer? Yes No Select Yes or No

Vulnerable category

Proposer

Date of Birth

Occupation

Have you, or any director or partner of the business, been convicted, cautioned or charged of any offences (other than motor offences and spent convictions under the rehabilitation of offenders act 1974)? Yes No Select Yes or No

Have you, or any director or partner of the business, had any insurance declined, cancelled, refused or had any special terms applied? Yes No Select Yes or No

Have you, or any director or partner of the business, been declared bankrupt, been a director of a company which has gone into liquidation or become insolvent within the last 10 years or had any personal or business related CCJ`s? Yes No Select Yes or No

Have you, or any director or partner of the business whose property is to be insured, sustained any loss or damage during the last 5 years which could have been covered by this type of Insurance had it been in force, whether or not a claim was paid? Yes No Select Yes or No

Have you, or any director or partner of the business whose property is to be insured, sustained any liability claims? Yes No Select Yes or No

Is the Insured a permanent resident of the United Kingdom? Yes No Select Yes or No

Have you owned the premises more than three years ? Yes No Select Yes or No

Please confirm the number of properties to be Insured under the Policy

All

Section 3 - Property Owners Liability

Section 1 - The Structure

Section 2 - Landlords Contents

Section 4 - Rent Receivable

Minimum Premium Factor (MD) Yes No Select Yes or No

Section included Yes No Select Yes or No

Zone

Minimum Premium Factor Yes No Select Yes or No

Section Included Yes No Select Yes or No

Legal Policy

Number of Tenancy Agreements

Total Rental Income Yes No Select Yes or No

Up to £500 per month

£501-£1,000 per month

£1,001-£1,500 per month

£1,501-£2,000 per month

£2,001-£2,500 per month

Cover Required Yes No Select Yes or No

Policy Limit

Number of Properties

Canopius Flood Area Yes No Select Yes or No

Canopius High Risk Area Yes No Select Yes or No

Canopius Subs Area Yes No Select Yes or No

Auto Approve Override Yes No Select Yes or No

Override Reason

Voluntary Excess Discount

Landlords Legal Expenses

Rent guarantee Yes No Select Yes or No

What is the property type?

Is there any residential accommodation (or parts thereof), within the property that is owned by any third party under a residential lease agreement or other similar contract? Yes No Select Yes or No

How many individual units within the buildings to be insured?

When did you have the most recent rebuild valuation for the property?

Are the premises located within a block of flats of more than ten flats? Yes No Select Yes or No

Are the premises located above a commercial premises and we are only insuring the residential section? Yes No Select Yes or No

...What are the commercial trades?

Since taking ownership of the property have you had insurance cover in continuous force? Yes No Select Yes or No

Is the property more than 200 years old? Yes No Select Yes or No

When was the property built?

Is the property listed? Yes No Select Yes or No

Listed Grading

Is the property in a good state of repair (wind and water tight, not derelict and in good order)? Yes No Select Yes or No

Are the buildings built of brick, stone or concrete and roof with slate, tiles, concrete or asphalt? Yes No Select Yes or No

What are the walls of the property constructed of?

What is the roof of the property constructed of?

Are there any composite panels at the property? Yes No Select Yes or No

What type of composite panels are present and what is the percentage area covered?

Is any part of the roof flat? Yes No Select Yes or No

What is the flat roof constructed of?

What percentage of the entire roof space of the property does the flat roof cover?

Is the property an HMO or Bedsits? Yes No Select Yes or No

Does the insured have a minimum of a six month Assured Shorthold Tenancy agreement in place directly with the Occupant/Tenant? Yes No Select Yes or No

Can you confirm that the tenants of the property are not permitted to sub-let any part of the premises? Yes No Select Yes or No

Have you begun proceedings to evict any tenant, evicted any tenants within the last 12 months or are any tenants in rent arrears? Yes No Select Yes or No

Are there any future plans for the premise to be unoccupied for more than 30 consecutive days? Yes No Select Yes or No

Have all tenants been satisfactory referenced, including a credit check, prior to letting via an approved tenant referencing agency and previous landlord references taken? Yes No Select Yes or No

Do you hold a deposit of at least one month’s rent and ensure that all rental payments are made directly from a bank account? Yes No Select Yes or No

Is the premise used in any way as part of a business, trade or profession or is any part occupied by a commercial business? Yes No Select Yes or No

Are there any visible signs of stepping or cracking in the walls of the buildings? Yes No Select Yes or No

Is the stepping or cracking internal or external?

Are the cracks wider at one end than the other? Yes No Select Yes or No

Do the cracks exceed 2 millimetres in width? Yes No Select Yes or No

Have the buildings, or the land on which the buildings stand, been monitored for subsidence, heave or landslip, or suffered any subsidence, landslip or heave? Yes No Select Yes or No

Is the property within 250 metres of a cliff, quarry or excavation site? Yes No Select Yes or No

Is the property within 25 metres of a stream, river, watercourse or tidal water? Yes No Select Yes or No

Are you aware of the premises being previously flooded? Yes No Select Yes or No

Is the property a registered HMO? Yes No Select Yes or No

Are all external doors fitted with 5 lever mortice deadlocks (conforming to BS 3621) or if a composite or UPVC type door, a multi point locking system? Yes No Select Yes or No

Are all patio doors fitted with a central locking device with key operated bolts to the top and bottom opening sections or a multi point locking system? Yes No Select Yes or No

Do all ground floor and accessible opening windows have key operated security locks? Yes No Select Yes or No

Does the Insured have a minimum of a six month tenancy agreement in place? Yes No Select Yes or No

Have all tenants been satisfactory referenced prior to letting via an approved tenant referencing agency or employer and previous landlord references taken with a deposit of at least one months rent held? Yes No Select Yes or No

Legal Policy Type

You need a clear credit reference check completed within 60 days of the tenancy agreement being signed There are additional terms contained within the policy. Please check that you can comply with these before agreeing to taking out this cover Yes No Select Yes or No

If your tenants have been in place for over 3 years you will need to provide evidence they have consistently paid the rent when due and there are no rent arrears If your tenants have been in place for less than 3 years you need a clear credit reference check completed within 45 days of the tenancy agreement being signed There are additional terms contained within the policy. Please check that you can comply with these before agreeing to taking out this cover Yes No Select Yes or No

Additional information

Policy Information Booklet

Policy Wording

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